Impact Payments
Payment Processing Built Around Your Business, Not Just Your Terminal
Impact Payments equips Toronto-area merchants to take payments anywhere: in-store, online, on the go, or by virtual terminal. Every account is backed by a local advisor who knows your business and stays with you long after setup.
Dedicated Toronto-area advisors
Virtual and remote payments
In-store, online, and mobile
Honest, no-pressure payment reviews
24/7 support from a local team
How Impact is different
A Local Advisor in Your Corner
No two businesses take payments the same way, so we don't treat them like they do. Your Impact advisor gets to know how money actually moves through your business, from invoices and remote billing to front-counter sales and online checkout. Then we match you with the right tools and stay with you well beyond setup.
Face-to-Face Guidance
Your advisor meets with you, learns how you already get paid, and explains your options in plain language, with no jargon and no pressure.
Solutions Built Around You
Terminals, virtual terminals, invoicing, or e-commerce: we recommend only what fits how you operate, never a one-size-fits-all package.
Support That Never Clocks Out
Going live is just the beginning. Our local team is available 24/7, so real help is there whenever you need it.
Solutions
Every Payment. Every Channel. One Local Partner.
From clinics and professional offices to auto shops, restaurants, retailers, convenience stores, and mobile service providers, Impact Payments powers businesses of every kind across the Toronto area. Whether customers pay at the counter, online, by invoice, or over the phone, we'll build a payment setup that fits the way you work, not the other way around.
Where you collect
Payment Terminals
Accept tap, chip, PIN, contactless, and mobile wallet payments in person.
See Payment TerminalsVirtual Terminals
Process secure payments from a browser, send invoices, and support remote billing.
See Virtual TerminalsInvoicing & Recurring Billing
Support memberships, retainers, subscriptions, and repeat services.
See InvoicingIndustries
Collect retainers, invoices, deposits, and recurring payments with no hardware required.
Take payment before, during, or after appointments, whatever works best for your patients.
Handle big-ticket repairs and sales with confidence, at the service desk or remotely.
Turn tables faster with quick checkouts, easy tipping, and pay-at-the-table options.
Keep lines moving with fast, reliable checkouts and clear daily sales reporting.
Get paid on the spot, wherever the job takes you, or send a pay link after.
The payment review
It All Starts with a Conversation
Before we recommend a single tool, your local advisor sits down with you to understand how your business gets paid. We listen first, then build the right solution.
01
Review Your Current Setup
We take a close look at how you accept payments today: what's working, what's costing you, and what's missing.
02
Understand Your Needs
We factor in your sales volume, business type, customer experience, and the channels your customers use to pay.
03
Recommend the Right Tools
We match you with the right mix of terminals, virtual terminals, e-commerce, mobile, and remote payment options, and nothing you don't need.
04
Make the Switch Seamless
We handle setup and activation, then stay by your side with 24/7 local support.
Ready to See What You Could Save?
Book your Payment Review with a local Toronto-area advisor today. Have a recent merchant statement handy and we'll show you exactly where your money is going.